Rehab Loan
Combine the purchase and renovation of a home into a single loan so you can buy a home and make it yours.
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For illustration only. Not a loan offer or rate quote. Principal and interest only. NMLS #1748450 · Equal Housing Opportunity.
Is this loan right for you?
A good fit if a few things describe your situation.
You found a fixer-upper
One loan for purchase plus renovation costs.
You want to personalize
Roll improvements into the loan up front.
You're building equity
Renovations may increase the home's value.
Key features
What to know about this program.
Purchase and renovation financing in one loan
For homes that need repairs or updates
Based on the home's projected after-improved value
Help coordinating renovation plans with the loan
How it works
Your path with this program.
We help you estimate renovation costs, base the loan on the home's projected after-improved value, and coordinate with the contractor plan and appraisal from application to closing.
Your path to closing
A considered, white-glove process — from first conversation to final signature.
Pre-approval
Share your financials to see how much you can borrow.
Loan application
Find a home in your budget and formally apply.
Rate lock
Lock in your rate while your loan moves forward.
Processing
We verify your documents, appraisal and title.
Underwriting
The underwriter reviews and clears your file.
Closing
Sign your final documents and get your keys.
Loans for where you are
Loans tailored for your unique needs.
A fixed rate mortgage keeps your principal and interest payment steady for the life of the loan, which makes budgeting simpler.
Not sure which loan fits?
Get a quote and a licensed loan officer will help match a program to your goals.
Never miss a rate drop.
Tell us what you’re shopping for. We’ll email you when rates drop for a scenario like yours.
Frequently asked questions
Client reviews
What our clients say.
Genuine Google reviews from Vesta Lending clients.
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Ready to see your options?
Take the next step and explore financing options based on your homeownership goals.
(866) 506-8899