From the blog
Mortgage blog
Expert guidance, seasonal tips, and mortgage insights to help you make informed decisions about buying, refinancing, and managing your home.
Buying a Condo? What Mortgage Lenders Check Before Approval
Buying a condominium? Learn how lenders evaluate condo projects, HOA finances, insurance, property condition and mortgage eligibility.
Second Home vs. Investment Property: Understanding Mortgage Differences
Planning to buy another property? Understand the differences between second-home and investment-property mortgages, occupancy and financing considerations.
10 Things to Avoid Before Closing on Your Mortgage
Getting ready to close on your home? Discover 10 financial mistakes to avoid while your mortgage moves through final underwriting.
Mortgage Escrow Accounts Explained: Taxes, Insurance and Monthly Payments
Learn how mortgage escrow accounts work, how property taxes and insurance affect payments, and what to know about escrow shortages.
Can You Use Gift Money for a Mortgage Down Payment?
Learn when gift money can be used for a mortgage down payment, which documents lenders may require and how to document gifted funds.
Mortgage Rate Locks Explained: When Should You Lock Your Rate?
Learn how mortgage rate locks work, when to consider locking your rate, how long they last and what happens if your home closing is delayed.